California Dream For All: Program Information

California Dream For All: Shared Appreciation Loan

Key Program Highlights

  • Program offers up to 20% for down payment or closing costs (not to exceed $150,000)

  • You must register for a voucher (see video) in order to be entered into the drawing that will select program registrants at random.

  • Voucher Registration Portal is now OPEN until Monday, April 29, 2024, at 5:00 p.m. PDT.

  • Before applying, chat with an Approved Lender to ensure this program is a good fit for you and to get your DFA Pre-Approval Letter!

  • Don’t get scammed! CalHFA will never charge a fee to apply for the Dream For All Voucher.

Am I Eligible?

Find out More Comprehensive details about the program: Here

What is Shared Appreciation?

Shared appreciation essentially means that upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.

See examples below