California Dream For All: Program Information
California Dream For All: Shared Appreciation Loan
Key Program Highlights
Program offers up to 20% for down payment or closing costs (not to exceed $150,000)
You must register for a voucher (see video) in order to be entered into the drawing that will select program registrants at random.
Voucher Registration Portal is now OPEN until Monday, April 29, 2024, at 5:00 p.m. PDT.
Before applying, chat with an Approved Lender to ensure this program is a good fit for you and to get your DFA Pre-Approval Letter!
Don’t get scammed! CalHFA will never charge a fee to apply for the Dream For All Voucher.
Am I Eligible?
ALL borrowers must be first-time homebuyers.
At least one borrower must be a first-generation homebuyer.
Based on the county you are purchasing in, you must meet Income requirements.
Find out More Comprehensive details about the program: Here
What is Shared Appreciation?
Shared appreciation essentially means that upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.
See examples below